Who Counts as a First Time Home Buyer in Arizona?

Published on: 10/27/2026

Who counts as a first time home buyer? Anyone with no home ownership in the past 3 years, per Fannie Mae and HUD, plus exceptions for spouses, single parents and more. What it changes for Arizona loans. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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